Thursday, June 7, 2007 

How Much Should I Pay for My Timeshare?

Now here is a crucial question all prospective timeshare buyers would ask Do you also find yourself grappling with the question,

How much should you pay for timeshare?

The fact is that the answer depends on many factors. As for anything else, the popularity of the timeshare dictates its cost. Factors like location, unit size, facilities, season, type of contract etc. dictate the price. However, the most important considerations regarding how much should I pay for the timeshare are your vacation budget and how the timeshare compares vis--vis other vacation options.

If you have been staying at hotels during your vacations, you know that the tariffs are typically on a rise every season. At the going rate of inflation, you can compute how much you would have to shell out at hotels for a given number of years to get a fair idea of how much you should pay for a timeshare for the same period.

Once you make up your mind regarding the type of resort and season you would like to buy, conduct a thorough survey of the available deals, both on the Internet and through brokers or resorts. Check across sellers, for similar units and seasons to compare prices.

Typically timeshare resorts or brokers quote an inflated price, which leaves sufficient room for bargaining. So dont scoot at the mention of the quoted price nor agree to it immediately. Sometimes though, you may get a lower price for agreeing to the purchase during the sales presentation itself. This may turn out to be a good bargain. Cash payments save the resorts the cost of processing loans so check if there is a discount on cash payment, if you wish to pay cash that is. If you wish to pay monthly installments adjust the duration to suit your monthly budget. Bear in mind that extending the duration may reduce the monthly outgo but will you cost you more overall.

Dont get carried away by the bulk discount you may get for purchasing more than a week. Buying bulk is worth only if you intend to go on extended vacations. There are additional costs including the fee for transferring ownership of the timeshare and recording fees for deeded properties, which are one time costs and the annual maintenance fees, which is a recurring cost. Of these, you may definitely negotiate on the maintenance fees.

Thus, the average timeshare cost should fit within your budget, should be the market value of the timeshare and cheaper than other vacation options. For more information on timeshare guides check out wowfly.com.

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Playing to Win is Different than Playing Not to Lose

Have you ever watched a football game (or any game for that matter) when one team is winning by a large margin, a blowout, but then the opposing team decides that they have nothing to lose? They throw all caution to the wind and start playing with total abandon. By taking bigger chances and going for broke, the team starts to score quicker, taking bigger risks and getting better rewards. This team is playing to win. The other team, who was winning by such a large margin, changes its focus, trying to play cautiously and protect their lead. This is playing not to lose. By the final quarter, the team that is playing to win has caught up to the other team. What seemed impossible a few quarters earlier becomes a reality: they pull off a come-from-behind win.

How did this happen? Fear of losing can take ones eye off a desired goal.

Let me give you another example from my own life. When I was just starting out in business I was very aggressive. I was willing to put everything I had on the line to succeed (mind you in those days, it was not much); nevertheless, it was all I had. For each new initiative, I would have to bet the farm on my ideas, and I never hesitated. I was always willing to use my house, my car, my time, anything I had for collateral on my ideas.

As I started to have more success and acquiring a comfortable lifestyle, however, I became less and less willing to risk it. Around 1997, we hit some bumps in the road with one of our major clients, and they decided to put our contract out to bid. I got nervous. If we lost this client, we would be in a vulnerable position. I decided to purchase another business that would potentially replace that income if we lost the major client.

The point to this story is this: I did not want to buy this other company, and I knew it was not a good idea. I was acting out of fear of losing, however, I did it anyway. Instead of focusing on how to win, I was focused on playing not to lose. In the end, that decision turned out to be one of my biggest mistakes. The company I purchased not only lost money for us, but it took three years and many resources away from focusing on what we really wanted.

I am not suggesting that you throw all caution to the wind. But when you approach a decision, it might be worth asking yourself, Are you playing to win or playing not to lose? When youre acting to prevent loss, it takes energy away from acting out of a place of good judgment and moving forward to win.

Quotes:

"The more you seek security, the less of it you have. But the more you seek opportunity,the more likely it is you will achieve the security you desire."-Brian Tracy

"Winning is not everything, but wanting to win is." - Vince Lombardi

"The goal is to win, but it is the goal that is important, not the winning." - Reiner Knizia

"Focus on where you want to go, not on what you fear."- Anthony Robbins

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Mother of the Bride Dresses

One of the most stressful parts of organizing a wedding is to try and coordinate the choice of the mother of the bride dresses with the rest of the outfits being worn. There is nothing worse than having mother of the bride dresses that outshine the bride or clash with others who will be in the official photos.

If you are the groom-to-be then you may be extremely worried about the type of mother of the bride dresses that your future mother-in-law may turn up in on your big day. Unfortunately it usually falls to the bride-to-be to call on all her diplomatic skills and discuss the issue with her mother.

The issue of how to decide on the perfect color and style that the mother of the bride dresses in can be a complex one. Obviously she wants to look her best too but she should not wear an outfit that takes all the attention away from the special couple. I know this has happened to a number of my friends.

If the color that the mother of the bride dresses in has the potential to grab too much attention then she needs to be persuaded to make another choice. Remember too that the bridesmaids are going to have their own color theme and this also needs to be taken into consideration.

By far the best types of mother of the bride dresses are those that have simple lines to them and not too many frills or accessories. The color should blend in and, if the bride is not getting married in white, compliment her daughters choice of wedding dress.

Another extremely important point about how the mother of the bride dresses is to take into account is the color of the outfit that the mother of the groom will be wearing. Many a wedding group photo has been marred by clashing colors.

Finally, the choice of outfit that the mother of the groom and the mother of the bride dresses in should be different.

Unfortunately, there are a lot of couples who have not found out that the mother of the groom and mother of the bride dresses are the same before the big day!

Find out how to organise your big day from the comfort of your own home. Check out http://www.a1-ourwedding.com!

Article Source: http://EzineArticles.com/?expert=Lorna_Mclaren

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Wholesale Basketballs

Purchasing basketballs wholesale is a good option for basketball leagues, training centers, schools and institutions promoting basketball. Buying basketballs in bulk is a good way to get a large number of basketballs without spending much money.

The reason non-individual users prefer buying basketballs wholesale is the sheer cost effectiveness. Almost all wholesale basketball dealers and retailers will give discounts with an increasing number of balls bought. The more orders placed, the heavier the discount. While an individual person will not need to buy more than one or two basketballs for normal usage, a coaching center, for example, may need dozens of basketballs for training its students. Basketball wholesalers offer heavy concessions keeping these users in mind.

Atafa.com, the website of ATAFA Sporting Goods Store, for example, wholesales many basketball products like basketball nets, smaller indoor nets, and other sports equipment. The cost of the basketballs become cheaper as the number of balls bought increases. If an order is placed for a minimum of 500 balls, each colorful indoor/outdoor basketball will come for around $4-$5. Orders over 2,500 basketballs are entitled to still heavier discounts. The single colored outdoor basketball can be ordered for $3 per piece for 500 basketballs. This scheme is ideal for large basketball retailers.

Apart from sports merchandisers, basketballs can be ordered in bulk from wholesale dealers who retail all kinds of sports and non-sports goods. LiquidationStock.COM, for example, retails store returned or overstock clearance goods. Basketball here come with double discounts, firstly because of the low price on overstocked or rejected goods, and secondly because of the discount offered on bulk purchases. Opentip.COM, for example, offers basketballs on factory outlet prices if bulk purchase is involved. A Spalding Infusion Composite Basketball, for example, retails for $40 if purchased in large numbers. CloseOutCentral.COM retails Rawlings Basketballs at $3 each for 24 or more balls.

Purchasing basketballs in bulk is therefore ideal for those who want to save money and be spared the hassle of ordering repeatedly or ordering from many different stores if they need a large number.

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Fantasy Football Explodes into Fiction

Fifteen years ago, my friends and I wanted to get involved in fantasy sports. We had heard of Rotisserie baseball, the game where you select major leaguers and use their statistics for your own fantasy team. Most of us preferred football over baseball, so we did a little research and decided to create a fantasy football league. Now, we're entering our 16th season, with 20 of the most rabid football nuts anywhere, competing for pride and a small monetary prize each year.

We're not alone, of course. Over 15 million Americans play fantasy football, a game that uses the statistics of professional football players for personal, fantasy teams. During the last decade, this game has erupted, like a volcano. There are hundreds of web sites, dedicated to it. Magazines litter the newsstands in June and July, all dedicated to providing the best information possible about players from the National Football League, as well as offering "expert" prognostication as to which players will benefit your fantasy team the most, based on their performances on the gridiron each Sunday. There are even radio and TV shows, dedicated to discussion of fantasy football and the NFL players that dot each team's roster.

If you know someone who loves football, chances are he or she is part of a fantasy football league. My own participation has initiated a new experience. As a writer, I'm always looking for a new idea, something unique, and fantasy football has given it to me. A work of fiction. For years, while I was busy writing how-to books and articles, I dreamed, as most authors do, of writing the great American novel. When that didn't come, I just wanted something different; something I thought would interest a large audience.

It finally hit me -- a work of fiction, based on fantasy football. It's called The League. Suspense, conspiracy and fantasy football combine for the first-ever published work of fiction that has a back drop of America's favorite game. Here's to a dream come true and a hope that 15 million Americans love The League as much as I do. Learn more about it at www.sportsnovels.com.

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